Payment Options – Financing & Insurance

Richmond Smile Center payment options

We’ll help you get the dental care you need.

We offer free consultations on our services and always inform you of the cost prior to beginning a treatment program. It is our goal to provide you with the care you need and desire, at a price you can afford. 

Our advanced techniques are an investment into the vitality and appearance of your smile. We hope our financing options can help you attain your goals.

 

Payment Methods

  Cash, check, credit card or authorized payment plan

  We accept Visa, MasterCard, Discover and American Express

  We accept most insurance plans

  We will estimate your insurance coverage at the time of treatment – you just pay the rest.

 

Monthly Payment Plans

CareCredit

  We submit the application

  Quick and easy application process

  We usually hear back in 24 hours – sometimes during your visit

  You can finance up to $25,000 – if approved

  No down payment

  Begin treatment immediately

  Just ask one of our team members for an application

 

Springstone Patient Financing

  No interest plans

  No upfront payment needed

  No prepayment penalties

  Financing up to $40,000 if approved

  Begin treatment immediately

  Ask a patient coordinator for more information

 

Insurance Policies

Dental insurance is great! We will gladly help fill out all those complicated forms. We are not an in-network provider, but we can work with most insurance PPO providers to help you get the most out of your insurance benefits. Our office insurance expert will evaluate your insurance plan and work to get you the maximum reimbursement as long as you bring all your forms and booklets with you. We will need this information and an original claim form before we can bill your insurance company.

Remember that you are ultimately responsible for your account. Insurance is a contract between you and your insurance company. We process the paperwork and make our recommendations. The insurance company decides what they will pay. Please be aware that some or all of the treatments we have recommended for your smile restoration and health enhancement may be considered non-covered or not reasonable or necessary under your insurance program.

New patients

Please call our office prior to your first visit to give us your insurance information. This will enable us to bill your insurance provider directly to get the maximum insurance benefit, and to make any remaining balance easily affordable.